SBA’s New Requirements for Underwriting 7(a) Small Loans
Online
Monday, March 16, 2026
12:00 PM - 1:30 PM
iCalendar
Central Standard Time
LIVE Presentation Runs (90 minutes): 1:00-2:30 pm Eastern | 12:00-1:30 pm Central | 11:00 am-12:30 pm Mountain | 10:00 -11:30 am Pacific
Fee (per person):
- Members: 1 person: $405 | 2-5 people: $295 each | 6-10 people: $200 each | 11-20 people: $150 each
- Non-Members: 1 person: $750 | 2-5 people: $495 each | 6-10 people: $350 each | 11-20 people: $275 each
- Government: Contact NAGGL >
- Need more than 20 connections? Contact NAGGL >
Effective March 1, 2026, the agency is discontinuing use of the SBSS Score as a tool for underwriting 7(a) Small Loans and is revising SOP 50 10 8 to establish new underwriting requirements for these loans. The revised SOP language is contained in SBA Procedural Notice 5000-876777, Sunset of SBSS Score for 7(a) Small Loans – Supplemental Guidance (dated February 20, 2026). This session will walk you through the new underwriting mandates, including the varying requirements for loans with different circumstances:
- What level of analysis is required?
- How is the mandatory debt service coverage ratio calculated?
- What financial information is required from the applicant?
- And more
Come prepared with your questions … we will provide the answers that we know and will share with SBA any questions not yet addressed by the agency.